Tropical Blog

Start your fall college scholarship search now!

Tropical Financial Credit Union — Wed, 21 Feb 2024 05:00:00 GMT

College life has become more expensive. While tuition at Florida public colleges is among the lowest of all states, rent, food, car insurance, and other non-academic expenses have risen dramatically in recent years. Here’s how to find financial help:

Need a new South Florida roof? Put it on the house.

Tropical Financial Credit Union — Tue, 13 Feb 2024 05:00:00 GMT

Like many Florida homeowners, your insurance company may have notified you that you must replace your roof to renew your policy. Where can you find the $30,000 or more for the tiles and labor? Probably under that roof. It’s time to shop for a home equity loan or home equity line of credit. Tropical Financial Credit has a money-saving offer for members.

Shop loans before you go to the Miami Boat Show

Tropical Financial Credit Union — Tue, 06 Feb 2024 05:00:00 GMT

The largest boat and yacht show in the world, the Miami International Boat Show, starts Feb. 14. Over five days at six locations, you’ll be able to view thousands of vessels and maybe test drive a few at the Venetian Marina.

Get your records in order for your 2023 tax return

Tropical Financial Credit Union — Thu, 25 Jan 2024 05:00:00 GMT

You may have noticed tax documents trickling into your electronic and physical mailboxes. They’re arriving now for a good reason: Employers and others have a deadline of Jan. 31 to send W-2 and certain 1099 forms. Those companies include Tropical Financial, where you can get your information online.

8 Ways to Slay Your Holiday Credit Card Balances

Tropical Financial Credit Union — Tue, 16 Jan 2024 05:00:00 GMT

After a wonderful holiday season, you might feel a letdown when you open your credit card statement. Gift-giving and travel bring joy – at a cost. Take heart and action. Here are 8 strategies to manage and eliminate credit card debt accumulated during the past few months:

Get the most in 2024 from your Health Savings Account

Tropical Financial Credit Union — Tue, 02 Jan 2024 05:00:00 GMT

Start the year right with a Health Savings Account. Better known as an HSA, it can help you cope with higher healthcare costs. This year, you can contribute more: $4,150 for singles, 7.8% more than last year; $8,300 for families, up 7.1%; and an extra $1,000 if you are 55 and older as a catch-up contribution.

Planning for life’s unexpected events

Tropical Financial Credit Union — Thu, 28 Dec 2023 05:00:00 GMT

A major car repair, a sizeable medical bill, or a sudden job layoff can damage your finances. Limit the stress with a fully funded emergency savings account. That ready money will provide a financial safety net for you and your family.

10 money matters you shouldn’t ignore before ‘24

Tropical Financial Credit Union — Mon, 11 Dec 2023 05:00:00 GMT

Before the year draws to a close, conduct a year-end financial check-up to ensure you meet your financial goals. Here are 10 key areas that require your attention as you assess your finances and plan for 2024:

Ten tips to avoid unauthorized credit card use this holiday season

Tropical Financial Credit Union — Tue, 05 Dec 2023 05:00:00 GMT

This holiday season, fraudsters will try to take advantage of your higher usage of credit cards to buy gifts to slip in unauthorized purchases. They are counting on you to be too busy or not as watchful at this time of year.

We give thanks for the opportunities to serve our communities

Tropical Financial Credit Union — Tue, 21 Nov 2023 05:00:00 GMT

With Thanksgiving upon us, many people will reflect on the things they are thankful for this year. At Tropical Financial, we are thankful for many things, including the opportunity to serve our local communities.